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investing in cds smart or not?

investing in cds in low risk income CLICK HERE This is a way to try and make consistent income at a low percent interest with very little risk. I think that they are a waste of time and money unless you have a lot of money to start with.


I mean if you have 10 million dollars in cds your going to make three hundred or four hundred thousand a year, which would be great, but if you have 10 thousand in there you will make a whole 300 dollars. It's a total waste of time for most people, and inflation is higher usually than the interest you get. value stocks

Why it's better to invest in stocks?

However many investment supposed experts say as you get older you should minimize your exposure start investing in cds. Minimize risk, and start investing in things that produce income in general. I think this is just a way for the experts to try and sound smart, and make you think your making money in income investments, when in fact the only reason your making more money, is because you HAVE more money when your older anyway. So when your older these investments seem better but in fact your getting the same low bad rate of interest.


When your old you shouldn't of course blow your fortune on some crazy investment scheme. You don't have as much time to make up for it when your young so it's better to be safer. The way to be safer is too choose stocks that are the least likely to go out of business like blue chips. Yet at the same time you must buy them at a good reasonable price. A diversified portfolio with strong companies bought at a reasonable price will probably not perish. stock investing mistakes

So the way to be safer is too choose stocks that are the least likely to go out of business but ones that the market has beaten down hard. This is sound stock investing since they will probably go up especially if you diversify. This will insure safe dividend paying assets that will tend to GROW and make your wealth grow unlike a small amount of interest in CDS.