top of page

Find the Retirement Plan That Fits Your Business

Take about 5 minutes to answer a few quick questions, and we’ll send you a short, personalized summary of retirement plan options that may be a good fit for your business.

Entity Type
How soon do you want to set up a retirement plan?

Section A: Fast Route Screener

Employees besides you (and possibly your spouse)?
How many employees are you planning to hire in the next 12-24 months?

What is your primary “why” for starting a plan?

Rate each option below.

Use each number only once (e.g., 1 = lowest priority, 10 = highest priority). This helps us understand what matters most to you.

Reduce taxes
Save as much as possible for owners
Offer a meaningful benefit for employees
Keep it simple / low admin
Create consistent savings discipline
Attract and retain top talent
Improve overall financial wellness for the team
In a great year, how much could you realistically put away (business + owner combined)?
How steady are profits/cash flow?
Do you want employee contributions from paychecks (employee deferrals)?

Section B: Plan Fit Deep Dive

Eligibility and employee profile

Typical turnover
Are most employees full-time, part-time, or mixed?
Do you want to reward any key employees more than others (while staying compliant)?

Employer contribution posture

Willing to commit to a predictable employer contribution each year?
If you did commit, which feels more natural?

Owner savings goals and taxes

Is your goal to maximize owner contributions above “typical” levels (for example, contributing more than the standard $6,500–$7,500 annual IRA limit or exceeding the $22,500–$30,000 401(k) deferral range)?

Simplicity vs control

What matters more right now?
Start fast and keep it simple
Optimize the plan design for better outcomes, even if it’s more complex
How important is it to be able to change contributions year to year?

Anything you are concerned about

(cost, complexity, employee reaction, consistency, etc.)?

Important Disclosures and Privacy Policy

Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS) Member FINRA/SIPC. Investment advisory services offered through BFC Planning, Inc. Prairie Capital Management, BFCFS, and BFC Planning, Inc. are independent entities.

​​

​Check the background of your financial professional on FINRA’s BrokerCheck.

​​

Different types of investments involve varying degrees of risk including market fluctuation and possible loss of principal value. There can be no assurance that any specific investment strategy will be profitable. Neither the named Representatives nor Broker/Dealer gives tax or legal advice. All information is believed to be from reliable sources, however, we make no representation as to its completeness or accuracy. Please consult your Financial Representative for further information.

​

Annuities are complex and not suitable for all investors. Carefully consider the risks and possible consequences involved prior to making an investment decision. Guarantees are backed by the claims-paying ability of the issuer, and may contain limitations, including surrender charges, which may affect policy values. It is possible to lose money with an Indexed Linked Annuity, as surrender prior to the end of the annuity term could result in a loss. Surrender charges associated with Indexed Annuities may significantly impact liquidity. Some Indexed Annuities impose a monthly limit of the amount by which an investor may participate in the upward performance of the related index, thus further limiting the profit potential of the investment. Some Indexed Annuities do not credit any measure of market participation to the investor until a significant number of years have passed. Past performance is not necessarily indicative of future results.
 

Due to various state regulations and registration requirements concerning the dissemination of information regarding investment and insurance products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. Investment products and services are available only to residents of AZ, CA, CO, FL, GA, IA, IL, IN, KS, MN, MO, NE, NY, OR, TX, VA, and WI.  Insurance services are available to residents of IL.

​

​Additional Disclosures Customer Relationship Summary (FORM CRS) and Privacy Policy

bottom of page